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Corbin accepts nearly all bank cards for payment, as well as bank transfers, checks, or money orders. We do not have open accounts. The ccv number is always required as a follow up to your order, sent by email, if you place a bank card order on the web store. This extra step helps assure that your card and order were actually placed by you, not by someone who obtained your card info. They don't have your email, for one thing. Without the ccv (usually 3 digits, on the back of the card, or 4 digits for a few cards) we can't process your order.
Our secure web server (shopping cart) has a form to accept your shipping address, phone, and bank card number with expiration date. Then send the ccv number only to Sales@Corbins.com.
It is the most secure method of sending an order over the internet.
However, if you want to order by e-mail, you can send the card with pretty good security by sending three messages:
- Send the first eight digits in one message.
- Send the last eight digits in a second message.
- Finally, send the expiration date and the 3 digit vcc2 code in the third message.
Be sure to NOT link all the messages or send each as a "reply" with previous messages attached. The odds are very slim of someone picking your e-mail message out of the
millions being transmitted every minute, and the odds are microscopic that anyone would be able to find all three and put them together.
In any case, your liability is probably limited to $50 or in most cases, zero, because without your signature on a piece of paper, the merchant takes the hit
for misuse of the card, not you.
Bank card issuers charge a large number of fees, which are totalled and taken out of our account each month. These fees pay for "rewards", for processing costs,
for insurance risk to the card issuer, for whatever the card firm wants to do and the merchant has no control over how much the fees might be. The average cost for use of bank card payment is 3.5% of the purchase.
We believe that it would be unfair to raise prices for everyone to cover the cost of bank card processing.
There is no extra cost for payment by check, money order, or cash. So, instead of increasing prices, our bank card processor adds the 3.5% fee to your order.
It is both necessary and fair to pass along the actual cost on bank card transactions, rather than make everyone pay by raising prices even if they don't use a card. To avoid bank card fees you can send a check or money order, or a direct EFT.
To place an order, you can use the secure shopping cart web store (www.SwageDies.com), or send a letter to Corbin, PO Box 2659, White City, OR 97503. You can visit our plant at 600 Industrial Circle, White City, OR 97503. You can fax your order or any questions to 541-826-8669 (on 24/7). Or you can call 541-826-5211 between 9am and 6pm Monday to Thursday. Any of these methods can be used with either VISA or MasterCard, American Express or Discover card.
Please note that the processing fee is collected directly by the card processing firm and therefore is not refundable if you cancel the order after the end of the day when the card transactions are posted. Wire transfer fees, PayPal transaction fees, and other financial institution fees are not refundable.
Amounts actually retained by Corbin to pay for the order itself are of course refunded on request, with an exception for custom orders cancelled after expendatures of time or material are made in the process of producing the items, or for items already produced and packaged for shipping, or already shipped.
Refunds are reduced for unrecoverable costs associated with the custom work, or for inspection, repair, repackaging and restocking. Often an item that is returned unused still has some cosmetic blemishes from shipping back and forth, which require selling it at a discount. Returned items also have been packaged once, for shipping, and will require unpacking, inspection, replacing any shipping-worn papers and instructions, and packaging again. The cost of paying an employee to do this work and the cost of new materials is partly covered by the restocking fee.
However you choose to order, and whatever method of payment you prefer, we apprecate it! Thanks!
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